The holidays and your credit... - Royal LePage State Realty Brokerage

The holidays and your credit...

23 November 2018
RLP State

 We are officially into the holiday season.  Deep breath, yes shopping for gifts can mean you are damaging your credit.

Think about the interest costs!

If you are putting things on credit, make sure to think about how much they’ll actually cost you in the long run with the interest.

Put things into perspective - Another alternative could be just to think of how else you could use that money. Perhaps you’ve been dreaming of a winter getaway, or maybe you’re trying to save for your own home. Always keep your eye on the prize.  No matter what time of the year it is you must always remember your credit score.  Buying gifts on credit can affect your rating if you can't afford to pay it off. 

Make sure this December doesn't turn into Debtember!